XFA.EXPERT FINANCIAL ADVISORS
Find your path

FINANCIAL GUIDANCE. HUMAN FIRST.

Your life.Your money.A clearer path.

Big decisions feel different when you have someone to talk to. Get personal guidance from a CPA, CFP® professional, one conversation at a time.

Explore consultations Meet your experts

Real people. Qualified perspective.
CPA & CFP® professionals

Sunlit hills and a winding lake, from XFA's homepage film
THE BIGGER PICTURE

More room for
what matters.

LET’S START WITH A CONVERSATION30 minutes. Your questions.Initial consultations from $79.99
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TAX QUESTIONSRETIREMENTEMPLOYEE BENEFITSBUSINESS DECISIONS

BEFORE YOU BOOK / ABOUT 4 MINUTES

Start with
a few questions.

Answer what applies to you. The next question depends on your last answer, and your brief builds as you go.

01 / A DIFFERENT KIND OF CONVERSATION

Life doesn’t happen
in a spreadsheet.

A new job. A growing business.
A future you’re starting to picture.

Money questions are rarely just about money. They’re about the life you want to build. XFA gives you a place to ask, understand your options, and think through what comes next.

Let’s talk about your next step
01

Start where you are.

Bring the question that’s on your mind. You don’t need to have everything figured out.

02

Make it a conversation.

Talk through your circumstances with a financial professional who can offer perspective.

03

See your next step.

Use the conversation to better understand your options and where more support may help.

02 / FIND YOUR STARTING POINT

Different lives.
The same need for clarity.

Choose the path that feels like you.
We’ll start there.

FOR YOUR WORKING LIFE & EVERYTHING AROUND IT

Make more sense
of your money.

From your paycheck to your retirement questions, talk through the decisions that shape your financial life.

  • Tax withholding & Form W-4 guidance
  • Retirement & savings questions
  • Making sense of employee benefits

Prices reflect XFA’s current website. Check the final details with XFA when booking.

03 / EXPERIENCE, WITH A HUMAN SIDE

Real people.
In your corner.

Meet the professionals
behind the conversation.

More about the team
Nathan Urquhart, founder of XFAFOUNDER

Nathan Urquhart

CPA, CFP®
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A background in financial advice, tax and audit. A belief that better conversations can open up better possibilities.

Amar Patel, co-founder of XFACO-FOUNDER

Amar Patel

CPA, CFP®
↗

A background in tax and wealth management, bringing a thoughtful perspective to complex financial questions.

Coming soon

04 / THE NEXT CHAPTER

Human expertise.
A new horizon.

XFA is building financial planning software powered by AI. The ambition: make financial guidance easier to reach, with people at the heart of it.

The software is in development.
Professional consultations are available today.

Ask about what’s next

05 / A FEW THINGS TO KNOW

Good questions.
Clear answers.

Something else on your mind?

Let’s hear it
What can we talk about?

Tax withholding, retirement, employee benefits, debt and business tax questions are common starting points. XFA also lists international tax and state residency questions. If your needs fall outside the team’s expertise, they may suggest another professional.

What isn’t included?

XFA does not provide accounting, bookkeeping, tax-return preparation, personal financial-plan preparation or investment-plan preparation. A consultation is a conversation about your questions, not a completed plan or tax filing.

Will you recommend investments?

No. XFA does not provide investment advice or recommend specific investments.

Is the AI software available now?

Not yet. XFA’s financial planning software is listed as coming soon. You can book a paid consultation with a professional today.

How do I book a conversation?

Choose a consultation above. You’ll create your XFA account, then pick a time that suits you.

YOUR NEXT CHAPTER STARTS WITH A QUESTION.

Let’s find
your way forward.

Start a
conversation
YOUR LIFE. YOUR MONEY. YOUR NEXT STEP.XFA / EXPERT FINANCIAL ADVISORS